Freedom Financial Bank

Checking

Explore Freedom Financial's Business Checking SolutionsA small business owner calculates her the amount she's going to deposit in her Freedom Financial business checking account.

Freedom Financial is an Iowa bank that understands that your business needs evolve over time. That's why we proudly offer a diverse range of commercial checking accounts tailored to your needs. Whether you're a startup, a growing enterprise, or an established business, our flexible options empower you to choose the account that aligns perfectly with your current financial goals. Our business banking account selections have low minimum opening deposits, low minimum balances, and extremely modest monthly service charges.

Seamlessly Transition as Your Business Thrives

We recognize that as your business grows, your financial requirements may change. That's why our business checking accounts are designed with adaptability in mind. Enjoy the confidence of knowing that you can effortlessly switch to a different account, ensuring your commercial banking services evolve seamlessly as your business expands.

FREEDOM FINANCIAL BANK BUSINESS CHECKING ACCOUNTS
Freedom Business Basic
Freedom Business Value
Freedom Business Preferred
Non-Profit Plus*    

Minimum to Open:

$100

$100

$100

$100

Minimum Balance:

Maintain a $1,000 minimum daily balance to avoid monthly service fee. 

None

Maintain a $1,500 minimum daily balance to avoid monthly service fees. 

None

Interest or Earnings Allowance:

None

Earnings allowance credited at the 90 day T-Bill rate to offset activity based charges

Interest paid monthly, higher rate levels at $10,000. $25,000, $50,000, and $100,000. 

Interest paid monthly   

Monthly Service Charge:

$7

$12

$12

None

Processing Fees:

First 30 debits or credits FREE, $0.30 each additional. First 30 deposited items FREE, $0.15 each additional.

$0.20 per debit or check. $0.10 per deposited item.

$0.20 per debit or check. $0.10 per deposited item

None

Statements:

No charge for e-statements. Minimal fee if paper statements are requested.

No charge for e-statements. Minimal fee if paper statements are requested.

No charge for e-statements. Minimal fee if paper statements are requested.

No charge for e-statements. Minimal fee if paper statements are requested.

Additional Features:

Online & Mobile Banking 

Safe Deposit Boxes   

Cash Management Services

Online & Mobile Banking 

Safe Deposit Boxes

Cash Management Services

Online & Mobile Banking 

Safe Deposit Boxes

Cash Management Services

Online & Mobile Banking

Safe Deposit Boxes

Cash Management Services

* Non-Profit Plus Checking is available only to non-profit entities

Guidance from Our Expert Business Bankers

Our dedicated team of business bankers is here to assist you in selecting the checking account that best suits your current circumstances. We provide personalized service and practical advice as you explore your choices.

From free monthly statements and exceptional earned interest rates to low processing fees and monthly service charges, the benefits of our business checking accounts go beyond the industry standard. We will work with you to make your business banking easy. Freedom Financial Bank is your one-stop-shop for all your commercial banking needs--business savings accounts, business loans, remote deposit, or cash management.

Choose Freedom Financial Bank for a Banking Partner That Grows With You.

Open a business checking account today!

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