Personal Banking

With a variety of checking and savings account options, you have the freedom to choose an account that fits both your lifestyle and your financial needs.

Personalized options, responsive service and friendly, knowledgeable employees guarantee you’ve found a better way to bank.

FREEDOM FINANCIAL BANK PERSONAL CHECKING ACCOUNTS

Freedom Basic Checking

Freedom Value Checking

Freedom Patriot Package

Freedom Gold Checking

Minimum to Open:

$100

$100

$100

$100

Minimum Balance:

None

Maintain a $300 minimum
daily balance or a $600 average daily balance to avoid monthly
service fees.

Maintain a $5,000 combined relationship* to
avoid monthly service fees.

No minimum balance required

Interest:

None

None

*Checking/Money Market/Savings

Interest paid monthly

Interest paid monthly

Monthly Service Fee:

None

$5

$10

$6

ATM Annual Fees:

None

None

None

None

Transaction Fees:

25 FREE debits per month, then $0.25 per transaction

FREE unlimited check writing

FREE unlimited check writing

FREE unlimited check writing

Statements:

FREE check safekeeping

FREE check safekeeping

FREE check safekeeping

FREE check safekeeping

Additional Features:

FREEDOM FONE available 24 hours

Priviliege Status Member

Online Banking

FREEDOM FONE available 24 hours

Priviliege Status Member

Online Banking

First 50 checks are FREE

FREE cashiers checks

FREE travelers checks

FREE safe-deposit box for 1 year

Online Banking

FREE checks

FREE cashiers checks

FREE travelers checks

FREE safe-deposit box for 1 year

Online Banking

FREEDOM FINANCIAL BANK PERSONAL SAVINGS ACCOUNTS

Freedom Basic Savings

Freedom Money Market Platinum Money Market

Minimum to Open:

$100

$1000

$50,000

Minimum Balance:

Maintain a $200 minimum
daily balance to avoid monthly service fees

Maintain a $2,000

minimum daily

balance to avoid

monthly service fees

Maintain a $50,000
minimum daily balance to avoid monthly service fees

Interest:

Interest paid quarterly

Interest paid monthly,
higher rate levels at $10,000, $25,000, $50,000, and $100,000

Interest paid monthly

Monthly Service Fee:

$2

$10

$10

ATM Annual Fees:

N/A

N/A

None

Transaction Fees:

3 FREE withdrawals
or debits per month, $1 each additional

6 FREE withdrawals
per month (up to 3 by check), $5 each additional

6 FREE withdrawals
per month (up to 3 by check), $5 each additional

Statements:

Calendar quarterly

statements

Monthly statements

Monthly statements

Additional Features:

FREEDOM FONE available

24 hours

Online Banking

Overdraft protection offered

FREEDOM FONE available

24 hours

Online Banking

Overdraft protection offered

FREEDOM FONE available

24 hours

Online Banking

Overdraft protection offered

Certificates of Deposit

Freedom Financial Bank offers a variety of CD terms and investment amounts with the most competitive rates available. Stop in or call us at (515) 223-1113 for current rate information.

Loans

Freedom Financial Bank offers a wide array of financial tools. We have provided descriptions of our most popular personal loan products.

Home Equity

Whether you’re adding on, planning a vacation get-a-way, or looking for a way to consolidate high interest debt, Freedom Financial Bank offers a variety of home equity financing tailored to fit your specific needs.

Ready Reserve

Gain the added security of overdraft protection and convenience of additional funds with a Ready Reserve account. Money is deposited into your account at your request or whenever your checking account is overdrawn, up to your credit limit.

Automobile and Personal Loans

Whether you’re shopping for a new car or need to consolidate your current liabilities, Freedom Financial Bank has a variety of financing options customized for you.