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Business Banking
Deposits
You work hard. Your money should, too. That's why Freedom Financial
Bank offers a variety of account options designed to fit your business
needs.
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FREEDOM FINANCIAL
BANK BUSINESS ACCOUNTS
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Freedom Business
Basic
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Freedom Business
Value
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Freedom Business
Preferred
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Minimum to Open:
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$100
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$100
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$100
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Minimum Balance:
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Maintain a $1,000
minimum daily balance to avoid monthly service fee.
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None
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Maintain a $1,500
minimum daily balance to avoid monthly service fees.
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Interest or Earnings Allowance:
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None
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Earnings allowance
credited at the 90 day T-Bill rate to offset activity based
charges
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Interest paid monthly,
higher rate levels at $10,000, $25,000, $50,000, and $100,000.
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Monthly Service Charge
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Low monthly fee
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Fee based on monthly
balance and activity
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Low monthly fee
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Processing Fees:
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First 30 debits or
credits FREE, $0.30 each additional.
First 30 deposited
items FREE, $0.15 each additional.
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$0.20 per debit or
check.
$0.10 per deposited
item.
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$0.20 per debit or
check.
$0.10 per deposited
item.
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Statements:
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FREE monthly return
of all items
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FREE monthly return
of all items
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FREE monthly return
of all items
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Additional Features:
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Online
Banking
FREEDOMFONE
available 24 hours
Safe
Deposit Boxes
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Online
Banking
FREEDOMFONE
available 24 hours
Safe
Deposit Boxes
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Online
Banking
FREEDOMFONE
available 24 hours
Safe
Deposit Boxes
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FREEDOM
FINANCIAL BANK BUSINESS ACCOUNTS |
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Freedom
Business Savings |
Freedom
Business Money Market |
Freedom
Business Platinum Money Market |
| Minimum
to Open: |
$100 |
$1,000 |
$50,000 |
| Minimum
Balance: |
Maintain
a $200 minimum daily balance to avoid monthly service fees. |
Maintain
a $2,000 minimum daily balance to avoid monthly service fees. |
Maintain
a $50,000 minimum daily balance to avoid monthly service fees |
| Interest
or Earnings Allowance: |
Interest
paid quarterly |
Interest
paid monthly, higher rate levels at $10,000, $25,000, $50,000,
and $100,000. |
Interest
paid monthly |
| Monthly
Service Charge |
FREE
with minimum balance |
FREE
with minimum balance |
FREE
with minimum balance |
| Processing
Fees: |
3
FREE withdrawals or debits per month, $1 each additional |
6
FREE withdrawals per month (up to 3 by check), $5 each additional |
6
FREE withdrawals per month (up to 3 by check), $5 each additional |
| Statements: |
Calendar
quarterly statements |
FREE
check safekeeping |
FREE
check safekeeping |
| Additional
Features: |
Online Banking
FREEDOMFONE available 24 hours
Safe Deposit Boxes |
Online Banking
FREEDOMFONE available 24 hours
Safe Deposit Boxes |
Online Banking
FREEDOMFONE available 24 hours
Safe Deposit Boxes |
Certificates of Deposit
Freedom Financial Bank offers a variety of CD terms
and investment amounts with the most competitive rates available.
Stop in or call us at (515) 223-1113 for current rate information.
Loans
At Freedom Financial Bank, we like to think that the quality of service
we deliver to our customers is just right for the community in which
we live and work. Below, you'll find a summary of how we approach
our business relationships.
- We offer a complete array of financial
services specifically designed for Des Moines-based businesses.
- We're equipped to provide any level
of service your business demands, from a simple loan to a complete
financial partnership.
Your Freedom Financial Bank relationship manager works to understand
your business and your goals for growth.
- As a local bank, we take into account
the unique needs of each individual company, keeping local
economic and business
factors in mind.
- No two businesses are the same.
That is why Freedom Financial Bank tailors each loan to fit
your specific need, offering
various terms
and methods of payment. Competitive pricing and personalized
service is available on all loan products, including: Commercial
Operating,
Commercial Real Estate, Construction, Business, Real Estate,
Small Business Administration and Agricultural loans.
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