Checking
Explore Freedom Financial's Business Checking Solutions
Freedom Financial is an Iowa bank that understands that your business needs evolve over time. That's why we proudly offer a diverse range of commercial checking accounts tailored to your needs. Whether you're a startup, a growing enterprise, or an established business, our flexible options empower you to choose the account that aligns perfectly with your current financial goals. Our three-tiered business banking account selections have low minimum opening deposits, low minimum balances, and extremely modest monthly service charges.
Seamlessly Transition as Your Business Thrives
We recognize that as your business grows, your financial requirements may change. That's why our business checking accounts are designed with adaptability in mind. Enjoy the confidence of knowing that you can effortlessly switch to a different account, ensuring your commercial banking services evolve seamlessly as your business expands.
| FREEDOM FINANCIAL BANK BUSINESS CHECKING ACCOUNTS | ||||
|---|---|---|---|---|
| Freedom Business Basic | Freedom Business Value | Freedom Business Preferred | ||
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Minimum to Open: |
$100 |
$100 |
$100 |
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Minimum Balance: |
Maintain a $1,000 minimum daily balance to avoid monthly service fee. |
None |
Maintain a $1,500 minimum daily balance to avoid monthly service fees. |
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Interest or Earnings Allowance: |
None |
Earnings allowance credited at the 90 day T-Bill rate to offset activity based charges |
Interest paid monthly, higher rate levels at $10,000. $25,000, $50,000, and $100,000. | |
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Monthly Service Charge: |
$7 |
$12 |
$12 |
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Processing Fees: |
First 30 debits or credits FREE, $0.30 each additional. First 30 deposited items FREE, $0.15 each additional. |
$0.20 per debit or check. $0.10 per deposited item. |
$0.20 per debit or check. $0.10 per deposited item |
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Statements: |
FREE monthly return of all items |
FREE monthly return of all items |
FREE monthly return of all items |
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Additional Features: |
Online Banking FREEDOMFONE available 24 hours Safe Deposit Boxes |
Online Banking FREEDOMFONE available 24 hours Safe Deposit Boxes |
Online Banking FREEDOMFONE available 24 hours Safe Deposit Boxes |
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Guidance from Our Expert Business Bankers
Our dedicated team of business bankers is here to assist you in selecting the checking account that best suits your current circumstances. We provide personalized service and practical advice as you explore your choices.
From free monthly statements and exceptional earned interest rates to low processing fees and monthly service charges, the benefits of our business checking accounts go beyond the industry standard. We will work with you to make your business banking easy. Freedom Financial Bank is your one-stop-shop for all your commercial banking needs--business savings accounts, business loans, remote deposit, or cash management.
